Calculators
Free, instant tools to make smarter points and credit card decisions. Nothing is stored — everything runs in your browser.
What are my points worth?
Pick a program and enter how many points you have.
Estimated value: —
Based on our 2026 valuations. Real value depends on how you redeem.
Is the annual fee worth it?
Add up the value you actually use each year (credits, free nights, lounge access, rewards), then compare to the fee.
Net value: —
What's a welcome bonus worth?
Enter the bonus amount and pick the program to see its cash-equivalent value.
Bonus value: —